Africa's centuries-old rotating savings tradition — now trustless, transparent, and powered by stablecoins. Create or join a Chama circle and let smart contracts handle the trust.
Active Members
cUSD Circulated
Circles Completed
Traditional savings circles rely on trust. We replace trust with code — transparent, automatic, and unstoppable.
No more broken promises. Smart contracts enforce contributions and payouts automatically — no middleman, no excuses.
Save and receive in cUSD — no volatility, no exchange rate headaches. Your savings maintain their value.
Join savings circles with trusted members across borders. Chama, Susu, Tontine, Stokvel — one platform for all traditions.
When it's your turn, funds are released instantly to your MiniPay wallet. No delays, no bank processing.
Build your savings reputation on-chain. Never miss a contribution? Your trust score grows with every cycle.
Smart recommendations for group sizes, contribution amounts, and savings strategies based on your patterns.
Four simple steps. No middlemen. No broken promises.
Set your contribution amount, frequency, and number of members. The smart contract handles the rest.
Share your invite link. Members join by connecting their MiniPay wallet — simple and instant.
Each member contributes on schedule. The smart contract tracks everything transparently on-chain.
When it's your turn, the full pot is released to your wallet instantly. Then the cycle continues!
Real savings circles running right now on Celo. Join one or start your own.
Transparent, verifiable, and running on Celo mainnet.
A vault of trust, surrounded by a community of savers — our 3D animated logo represents the fusion of security and togetherness.
The central metallic vault represents the security of smart contracts — your funds are locked and managed by immutable code, not promises.
Eight colorful nodes orbit the vault, each representing a member of the savings circle. Connected by energy arcs, they symbolize trust and community.
The logo breathes, pulses, and responds to your mouse — representing that ChamaVault is alive, always running, always protecting your savings.
Everything you need to know about savings circles, staking yields, and security.
Join thousands of members across Africa building wealth together — one circle at a time.
No Wallets? No Problem.
Built for the real world. Invite friends to your circle using just their phone number via Celo SocialConnect.
📱 Invite via Phone Number
Powered by Celo SocialConnect. Invite friends to your Chama without needing their complicated crypto address!